Call reports 2025
CENTIER BANK — 2025
What CENTIER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 9,470,954,000 | 9,834,967,000 | 9,917,852,000 | 9,663,367,000 |
| Total loans | 7,473,743,000 | 7,766,388,000 | 7,895,277,000 | 7,730,694,000 |
| Allowance for loan losses | 86,869,000 | 89,631,000 | 92,840,000 | 95,597,000 |
| Securities available for sale | 1,445,663,000 | 1,440,524,000 | 1,433,168,000 | 1,381,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,527,967,000 | 7,960,250,000 | 8,070,208,000 | 7,841,307,000 |
| Interest-bearing deposits | 6,082,732,000 | 6,521,552,000 | 6,624,731,000 | 6,369,155,000 |
| Noninterest-bearing deposits | 1,445,235,000 | 1,438,698,000 | 1,445,477,000 | 1,472,152,000 |
| Equity capital | 867,303,000 | 902,275,000 | 944,207,000 | 982,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 136,442,000 | 278,503,000 | 423,773,000 | 564,912,000 |
| Interest expense | 57,421,000 | 117,074,000 | 177,450,000 | 234,085,000 |
| Net interest income | 79,021,000 | 161,429,000 | 246,323,000 | 330,827,000 |
| Noninterest income | 13,782,000 | 29,223,000 | 44,611,000 | 60,131,000 |
| Noninterest expense | 41,885,000 | 83,101,000 | 126,847,000 | 173,504,000 |
| Provision for loan losses | 3,000,000 | 6,000,000 | 9,700,000 | 13,100,000 |
| Pretax income | 47,918,000 | 102,647,000 | 155,585,000 | 205,553,000 |
| Income tax | 10,235,000 | 22,011,000 | 33,398,000 | 43,738,000 |
| Net income | 37,683,000 | 80,636,000 | 122,187,000 | 161,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 949,196,000 | 983,348,000 | 1,016,100,000 | 1,046,047,000 |
| Total capital | 1,039,579,000 | 1,076,493,000 | 1,112,354,000 | 1,145,058,000 |
| Risk-weighted assets | 7,966,201,000 | 8,243,577,000 | 8,382,739,000 | 8,145,054,000 |