Call reports 2024
CENTIER BANK — 2024
What CENTIER BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 8,685,808,000 | 8,919,002,000 | 9,270,704,000 | 9,692,491,000 |
| Total loans | 6,917,324,000 | 7,107,446,000 | 7,363,576,000 | 7,749,954,000 |
| Allowance for loan losses | 81,567,000 | 86,791,000 | 81,585,000 | 84,230,000 |
| Securities available for sale | 1,259,595,000 | 1,303,527,000 | 1,372,810,000 | 1,389,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,143,140,000 | 7,429,174,000 | 7,642,335,000 | 7,579,320,000 |
| Interest-bearing deposits | 5,638,916,000 | 5,904,574,000 | 6,173,237,000 | 6,116,189,000 |
| Noninterest-bearing deposits | 1,504,224,000 | 1,524,600,000 | 1,469,098,000 | 1,463,131,000 |
| Equity capital | 747,036,000 | 769,431,000 | 830,528,000 | 826,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 130,469,000 | 266,503,000 | 409,783,000 | 552,039,000 |
| Interest expense | 53,931,000 | 112,789,000 | 176,794,000 | 240,710,000 |
| Net interest income | 76,538,000 | 153,714,000 | 232,989,000 | 311,329,000 |
| Noninterest income | 13,173,000 | 27,583,000 | 42,736,000 | 56,460,000 |
| Noninterest expense | 39,309,000 | 78,249,000 | 119,683,000 | 163,995,000 |
| Provision for loan losses | 3,450,000 | 8,900,000 | 11,450,000 | 14,200,000 |
| Pretax income | 46,952,000 | 96,206,000 | 146,748,000 | 191,966,000 |
| Income tax | 10,640,000 | 21,796,000 | 33,235,000 | 41,096,000 |
| Net income | 36,312,000 | 74,410,000 | 113,513,000 | 150,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 831,363,000 | 860,924,000 | 891,491,000 | 920,313,000 |
| Total capital | 916,644,000 | 951,429,000 | 976,790,000 | 1,008,057,000 |
| Risk-weighted assets | 7,446,026,000 | 7,635,414,000 | 7,865,245,000 | 8,230,413,000 |