Call reports 2023
CENTIER BANK — 2023
What CENTIER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 7,050,289,000 | 7,774,511,000 | 8,187,249,000 | 8,718,026,000 |
| Total loans | 5,651,482,000 | 6,344,306,000 | 6,617,975,000 | 6,983,417,000 |
| Allowance for loan losses | 67,980,000 | 70,462,000 | 74,974,000 | 78,402,000 |
| Securities available for sale | 882,131,000 | 891,815,000 | 1,027,696,000 | 1,210,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,728,300,000 | 6,358,391,000 | 6,902,664,000 | 7,195,006,000 |
| Interest-bearing deposits | 4,126,812,000 | 4,786,054,000 | 5,338,813,000 | 5,654,561,000 |
| Noninterest-bearing deposits | 1,601,488,000 | 1,572,337,000 | 1,563,851,000 | 1,540,445,000 |
| Equity capital | 640,915,000 | 653,075,000 | 650,654,000 | 730,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 89,107,000 | 192,159,000 | 310,542,000 | 440,887,000 |
| Interest expense | 22,507,000 | 55,801,000 | 99,400,000 | 152,436,000 |
| Net interest income | 66,600,000 | 136,358,000 | 211,142,000 | 288,451,000 |
| Noninterest income | 12,988,000 | 27,337,000 | 41,041,000 | 56,246,000 |
| Noninterest expense | 36,866,000 | 73,534,000 | 110,251,000 | 149,665,000 |
| Provision for loan losses | 2,500,000 | 5,950,000 | 10,375,000 | 14,035,000 |
| Pretax income | 40,646,000 | 85,488,000 | 133,134,000 | 182,420,000 |
| Income tax | 9,356,000 | 19,799,000 | 30,929,000 | 40,940,000 |
| Net income | 31,290,000 | 65,689,000 | 102,205,000 | 141,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 715,045,000 | 742,228,000 | 771,528,000 | 803,587,000 |
| Total capital | 787,999,000 | 816,914,000 | 850,426,000 | 885,703,000 |
| Risk-weighted assets | 6,228,025,000 | 6,874,191,000 | 7,250,401,000 | 7,550,474,000 |