Call reports 2022
CENTIER BANK — 2022
What CENTIER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 6,220,355,000 | 6,372,677,000 | 6,257,053,000 | 6,722,761,000 |
| Total loans | 5,002,609,000 | 5,055,617,000 | 4,910,137,000 | 5,291,638,000 |
| Allowance for loan losses | 65,048,000 | 65,272,000 | 67,066,000 | 69,080,000 |
| Securities available for sale | 744,901,000 | 811,103,000 | 810,958,000 | 867,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,293,901,000 | 5,391,916,000 | 5,403,501,000 | 5,457,761,000 |
| Interest-bearing deposits | 3,557,659,000 | 3,587,150,000 | 3,614,149,000 | 3,687,228,000 |
| Noninterest-bearing deposits | 1,736,242,000 | 1,804,766,000 | 1,789,352,000 | 1,770,533,000 |
| Equity capital | 571,791,000 | 573,916,000 | 565,342,000 | 606,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 48,454,000 | 102,774,000 | 168,600,000 | 249,220,000 |
| Interest expense | 2,156,000 | 5,565,000 | 11,801,000 | 25,531,000 |
| Net interest income | 46,298,000 | 97,209,000 | 156,799,000 | 223,689,000 |
| Noninterest income | 15,120,000 | 33,573,000 | 46,484,000 | 59,639,000 |
| Noninterest expense | 31,917,000 | 64,664,000 | 99,348,000 | 135,955,000 |
| Provision for loan losses | 2,000,000 | 2,425,000 | 4,975,000 | 7,525,000 |
| Pretax income | 27,556,000 | 63,748,000 | 98,557,000 | 139,282,000 |
| Income tax | 6,370,000 | 14,725,000 | 22,704,000 | 31,229,000 |
| Net income | 21,186,000 | 49,023,000 | 75,853,000 | 108,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 608,872,000 | 636,709,000 | 663,538,000 | 692,007,000 |
| Total capital | 673,920,000 | 701,981,000 | 730,604,000 | 761,087,000 |
| Risk-weighted assets | 5,424,570,000 | 5,547,105,000 | 5,430,427,000 | 5,828,409,000 |