Call reports 2021
CENTIER BANK — 2021
What CENTIER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 5,760,534,000 | 5,885,967,000 | 5,965,795,000 | 6,193,839,000 |
| Total loans | 4,599,026,000 | 4,581,192,000 | 4,949,846,000 | 4,816,841,000 |
| Allowance for loan losses | 68,985,000 | 69,292,000 | 65,848,000 | 63,115,000 |
| Securities available for sale | 615,494,000 | 680,211,000 | 678,023,000 | 751,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,873,935,000 | 4,976,231,000 | 5,052,436,000 | 5,253,504,000 |
| Interest-bearing deposits | 3,332,514,000 | 3,393,714,000 | 3,432,958,000 | 3,526,278,000 |
| Noninterest-bearing deposits | 1,541,421,000 | 1,582,517,000 | 1,619,478,000 | 1,727,226,000 |
| Equity capital | 560,880,000 | 577,127,000 | 590,995,000 | 608,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 46,173,000 | 90,730,000 | 139,285,000 | 188,239,000 |
| Interest expense | 2,391,000 | 4,685,000 | 6,912,000 | 9,134,000 |
| Net interest income | 43,782,000 | 86,045,000 | 132,373,000 | 179,105,000 |
| Noninterest income | 14,834,000 | 28,071,000 | 43,540,000 | 58,771,000 |
| Noninterest expense | 30,512,000 | 61,727,000 | 93,785,000 | 128,112,000 |
| Provision for loan losses | 750,000 | 1,000,000 | 600,000 | -900,000 |
| Pretax income | 27,402,000 | 51,841,000 | 81,976,000 | 111,117,000 |
| Income tax | 6,567,000 | 12,363,000 | 19,575,000 | 26,496,000 |
| Net income | 20,835,000 | 39,478,000 | 62,401,000 | 84,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 551,408,000 | 565,739,000 | 584,350,000 | 602,258,000 |
| Total capital | 607,622,000 | 623,673,000 | 647,923,000 | 665,373,000 |
| Risk-weighted assets | 4,484,362,000 | 4,623,398,000 | 5,083,546,000 | 5,108,842,000 |