Call reports 2020
CENTIER BANK — 2020
What CENTIER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 4,902,335,000 | 5,373,900,000 | 5,572,500,000 | 5,684,149,000 |
| Total loans | 4,120,592,000 | 4,558,091,000 | 4,731,578,000 | 4,755,853,000 |
| Allowance for loan losses | 46,057,000 | 55,172,000 | 58,578,000 | 67,690,000 |
| Securities available for sale | 452,541,000 | 484,814,000 | 514,840,000 | 569,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,762,868,000 | 4,296,986,000 | 4,426,562,000 | 4,660,393,000 |
| Interest-bearing deposits | 2,758,690,000 | 3,029,420,000 | 3,109,861,000 | 3,192,474,000 |
| Noninterest-bearing deposits | 1,004,178,000 | 1,267,566,000 | 1,316,701,000 | 1,467,919,000 |
| Equity capital | 504,226,000 | 522,230,000 | 537,232,000 | 550,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 47,281,000 | 90,897,000 | 135,599,000 | 181,534,000 |
| Interest expense | 7,183,000 | 11,111,000 | 14,145,000 | 16,742,000 |
| Net interest income | 40,098,000 | 79,786,000 | 121,454,000 | 164,792,000 |
| Noninterest income | 16,600,000 | 35,629,000 | 55,116,000 | 71,097,000 |
| Noninterest expense | 31,032,000 | 55,305,000 | 85,066,000 | 113,883,000 |
| Provision for loan losses | 3,440,000 | 11,920,000 | 18,320,000 | 27,520,000 |
| Pretax income | 22,538,000 | 48,550,000 | 73,618,000 | 94,957,000 |
| Income tax | 5,587,000 | 11,835,000 | 17,928,000 | 22,911,000 |
| Net income | 16,951,000 | 36,715,000 | 55,690,000 | 72,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 492,125,000 | 507,898,000 | 522,701,000 | 534,885,000 |
| Total capital | 538,182,000 | 562,663,000 | 580,022,000 | 593,603,000 |
| Risk-weighted assets | 4,221,603,000 | 4,380,764,000 | 4,584,415,000 | 4,688,391,000 |