Call reports 2019
CENTIER BANK — 2019
What CENTIER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 4,508,030,000 | 4,744,713,000 | 4,811,249,000 | 4,694,690,000 |
| Total loans | 3,873,511,000 | 4,015,323,000 | 4,088,482,000 | 3,994,515,000 |
| Allowance for loan losses | 40,029,000 | 41,835,000 | 42,804,000 | 43,405,000 |
| Securities available for sale | 403,329,000 | 412,891,000 | 431,585,000 | 442,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,681,194,000 | 3,761,471,000 | 3,867,570,000 | 3,696,720,000 |
| Interest-bearing deposits | 2,854,174,000 | 2,882,280,000 | 2,922,695,000 | 2,721,480,000 |
| Noninterest-bearing deposits | 827,020,000 | 879,191,000 | 944,875,000 | 975,240,000 |
| Equity capital | 438,411,000 | 454,955,000 | 472,067,000 | 484,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 49,174,000 | 100,616,000 | 153,111,000 | 202,458,000 |
| Interest expense | 9,496,000 | 20,229,000 | 31,117,000 | 40,352,000 |
| Net interest income | 39,678,000 | 80,387,000 | 121,994,000 | 162,106,000 |
| Noninterest income | 10,972,000 | 21,273,000 | 34,905,000 | 47,010,000 |
| Noninterest expense | 28,918,000 | 57,283,000 | 86,887,000 | 116,793,000 |
| Provision for loan losses | 1,800,000 | 3,600,000 | 4,800,000 | 5,800,000 |
| Pretax income | 19,932,000 | 40,777,000 | 65,212,000 | 86,108,000 |
| Income tax | 4,666,000 | 9,554,000 | 15,404,000 | 20,107,000 |
| Net income | 15,266,000 | 31,223,000 | 49,808,000 | 66,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 436,407,000 | 449,373,000 | 464,965,000 | 478,166,000 |
| Total capital | 476,436,000 | 491,208,000 | 507,769,000 | 521,571,000 |
| Risk-weighted assets | 3,936,899,000 | 4,097,063,000 | 4,130,346,000 | 4,040,713,000 |