Call reports 2018
CENTIER BANK — 2018
What CENTIER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,956,569,000 | 4,104,153,000 | 4,236,865,000 | 4,426,972,000 |
| Total loans | 3,353,559,000 | 3,520,531,000 | 3,633,364,000 | 3,800,237,000 |
| Allowance for loan losses | 35,389,000 | 36,656,000 | 38,182,000 | 39,993,000 |
| Securities available for sale | 360,968,000 | 378,841,000 | 384,252,000 | 384,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,275,687,000 | 3,320,393,000 | 3,514,117,000 | 3,546,279,000 |
| Interest-bearing deposits | 2,512,567,000 | 2,541,313,000 | 2,705,437,000 | 2,734,263,000 |
| Noninterest-bearing deposits | 763,120,000 | 779,080,000 | 808,680,000 | 812,016,000 |
| Equity capital | 384,857,000 | 395,247,000 | 405,559,000 | 422,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 39,237,000 | 81,177,000 | 126,187,000 | 174,784,000 |
| Interest expense | 4,545,000 | 9,893,000 | 16,875,000 | 25,374,000 |
| Net interest income | 34,692,000 | 71,284,000 | 109,312,000 | 149,410,000 |
| Noninterest income | 10,096,000 | 21,788,000 | 34,092,000 | 45,571,000 |
| Noninterest expense | 26,088,000 | 53,812,000 | 83,244,000 | 111,929,000 |
| Provision for loan losses | 1,750,000 | 4,000,000 | 5,500,000 | 8,300,000 |
| Pretax income | 16,950,000 | 35,260,000 | 54,662,000 | 74,259,000 |
| Income tax | 4,030,000 | 8,400,000 | 13,033,000 | 17,113,000 |
| Net income | 12,920,000 | 26,860,000 | 41,629,000 | 57,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 388,883,000 | 399,832,000 | 411,608,000 | 424,133,000 |
| Total capital | 424,272,000 | 436,488,000 | 449,790,000 | 464,126,000 |
| Risk-weighted assets | 3,388,548,000 | 3,543,894,000 | 3,629,355,000 | 3,837,303,000 |