Call reports 2017
CENTIER BANK — 2017
What CENTIER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,561,608,000 | 3,745,630,000 | 3,770,211,000 | 3,947,088,000 |
| Total loans | 2,980,886,000 | 3,193,058,000 | 3,220,275,000 | 3,363,608,000 |
| Allowance for loan losses | 32,423,000 | 34,064,000 | 35,238,000 | 35,909,000 |
| Securities available for sale | 327,230,000 | 336,955,000 | 340,551,000 | 357,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,925,277,000 | 2,972,507,000 | 3,127,141,000 | 3,179,608,000 |
| Interest-bearing deposits | 2,439,990,000 | 2,263,096,000 | 2,386,215,000 | 2,432,216,000 |
| Noninterest-bearing deposits | 485,287,000 | 709,411,000 | 740,926,000 | 747,392,000 |
| Equity capital | 358,669,000 | 365,923,000 | 373,900,000 | 378,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 31,816,000 | 66,066,000 | 102,332,000 | 140,739,000 |
| Interest expense | 2,258,000 | 4,981,000 | 8,494,000 | 12,477,000 |
| Net interest income | 29,558,000 | 61,085,000 | 93,838,000 | 128,262,000 |
| Noninterest income | 9,387,000 | 20,366,000 | 30,748,000 | 42,102,000 |
| Noninterest expense | 23,908,000 | 49,060,000 | 74,866,000 | 102,945,000 |
| Provision for loan losses | 425,000 | 2,425,000 | 3,925,000 | 4,925,000 |
| Pretax income | 14,612,000 | 29,966,000 | 45,795,000 | 62,494,000 |
| Income tax | 5,183,000 | 10,600,000 | 16,125,000 | 24,262,000 |
| Net income | 9,429,000 | 19,366,000 | 29,670,000 | 38,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 358,916,000 | 365,404,000 | 373,209,000 | 378,955,000 |
| Total capital | 391,339,000 | 399,468,000 | 408,447,000 | 414,864,000 |
| Risk-weighted assets | 2,942,547,000 | 3,108,188,000 | 3,153,973,000 | 3,206,582,000 |