Call reports 2016
CENTIER BANK — 2016
What CENTIER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,184,046,000 | 3,379,794,000 | 3,455,178,000 | 3,483,848,000 |
| Total loans | 2,653,062,000 | 2,824,867,000 | 2,877,790,000 | 2,940,313,000 |
| Allowance for loan losses | 30,608,000 | 31,605,000 | 32,277,000 | 32,194,000 |
| Securities available for sale | 273,330,000 | 287,370,000 | 289,827,000 | 306,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,600,399,000 | 2,742,567,000 | 2,715,198,000 | 2,868,020,000 |
| Interest-bearing deposits | 2,160,592,000 | 2,311,500,000 | 2,276,681,000 | 2,378,627,000 |
| Noninterest-bearing deposits | 439,807,000 | 431,067,000 | 438,517,000 | 489,393,000 |
| Equity capital | 320,879,000 | 335,754,000 | 341,028,000 | 348,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 27,730,000 | 56,648,000 | 86,398,000 | 117,099,000 |
| Interest expense | 1,577,000 | 3,279,000 | 5,181,000 | 7,189,000 |
| Net interest income | 26,153,000 | 53,369,000 | 81,217,000 | 109,910,000 |
| Noninterest income | 8,851,000 | 20,757,000 | 31,539,000 | 41,147,000 |
| Noninterest expense | 21,297,000 | 44,430,000 | 68,136,000 | 91,619,000 |
| Provision for loan losses | 1,000,000 | 2,300,000 | 3,200,000 | 3,300,000 |
| Pretax income | 12,707,000 | 27,396,000 | 41,460,000 | 56,178,000 |
| Income tax | 4,591,000 | 9,911,000 | 15,027,000 | 20,239,000 |
| Net income | 8,116,000 | 17,485,000 | 26,433,000 | 35,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 318,206,000 | 331,873,000 | 338,040,000 | 349,339,000 |
| Total capital | 348,814,000 | 363,478,000 | 370,317,000 | 381,533,000 |
| Risk-weighted assets | 2,669,625,000 | 2,871,080,000 | 2,919,799,000 | 2,934,788,000 |