Call reports 2014
CENTIER BANK — 2014
What CENTIER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,407,377,000 | 2,514,618,000 | 2,577,513,000 | 2,727,490,000 |
| Total loans | 1,990,235,000 | 2,065,545,000 | 2,169,037,000 | 2,272,307,000 |
| Allowance for loan losses | 25,031,000 | 25,646,000 | 26,384,000 | 27,460,000 |
| Securities available for sale | 149,196,000 | 170,366,000 | 181,141,000 | 221,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,094,349,000 | 2,165,308,000 | 2,145,123,000 | 2,230,202,000 |
| Interest-bearing deposits | 1,816,589,000 | 1,887,829,000 | 1,842,689,000 | 1,887,305,000 |
| Noninterest-bearing deposits | 277,760,000 | 277,479,000 | 302,434,000 | 342,897,000 |
| Equity capital | 261,892,000 | 267,189,000 | 288,810,000 | 293,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 22,916,000 | 46,099,000 | 70,456,000 | 95,521,000 |
| Interest expense | 1,368,000 | 2,692,000 | 3,991,000 | 5,313,000 |
| Net interest income | 21,548,000 | 43,407,000 | 66,465,000 | 90,208,000 |
| Noninterest income | 7,451,000 | 15,962,000 | 24,610,000 | 33,284,000 |
| Noninterest expense | 18,936,000 | 36,584,000 | 55,413,000 | 74,973,000 |
| Provision for loan losses | 400,000 | 1,200,000 | 2,400,000 | 4,200,000 |
| Pretax income | 14,174,000 | 26,096,000 | 37,782,000 | 48,839,000 |
| Income tax | 5,833,000 | 10,367,000 | 14,801,000 | 18,629,000 |
| Net income | 8,341,000 | 15,729,000 | 22,981,000 | 30,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 261,440,000 | 266,400,000 | 288,116,000 | 292,811,000 |
| Total capital | 285,669,000 | 291,323,000 | 314,350,000 | 319,987,000 |
| Risk-weighted assets | 1,937,534,000 | 1,993,111,000 | 2,098,580,000 | 2,173,763,000 |