Call reports 2013
CENTIER BANK — 2013
What CENTIER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,226,924,000 | 2,229,000,000 | 2,276,407,000 | 2,351,095,000 |
| Total loans | 1,753,903,000 | 1,843,835,000 | 1,871,434,000 | 1,949,052,000 |
| Allowance for loan losses | 24,485,000 | 24,687,000 | 24,530,000 | 25,526,000 |
| Securities available for sale | 170,062,000 | 180,953,000 | 170,460,000 | 179,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,955,039,000 | 1,962,092,000 | 1,990,286,000 | 2,014,438,000 |
| Interest-bearing deposits | 1,692,223,000 | 1,711,294,000 | 1,745,608,000 | 1,738,411,000 |
| Noninterest-bearing deposits | 262,816,000 | 250,798,000 | 244,678,000 | 276,027,000 |
| Equity capital | 216,445,000 | 220,433,000 | 225,282,000 | 252,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 22,140,000 | 45,020,000 | 68,313,000 | 91,806,000 |
| Interest expense | 1,947,000 | 3,674,000 | 5,288,000 | 6,787,000 |
| Net interest income | 20,193,000 | 41,346,000 | 63,025,000 | 85,019,000 |
| Noninterest income | 8,165,000 | 16,758,000 | 25,251,000 | 33,393,000 |
| Noninterest expense | 18,237,000 | 35,401,000 | 53,567,000 | 70,935,000 |
| Provision for loan losses | 900,000 | 1,550,000 | 2,600,000 | 3,800,000 |
| Pretax income | 11,262,000 | 23,194,000 | 34,123,000 | 45,684,000 |
| Income tax | 4,198,000 | 9,420,000 | 13,517,000 | 17,876,000 |
| Net income | 7,064,000 | 13,774,000 | 20,606,000 | 27,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 205,665,000 | 214,109,000 | 222,046,000 | 252,038,000 |
| Total capital | 228,897,000 | 238,197,000 | 246,576,000 | 277,564,000 |
| Risk-weighted assets | 1,857,300,000 | 1,926,475,000 | 1,969,284,000 | 2,051,664,000 |