Call reports 2012
CENTIER BANK — 2012
What CENTIER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,147,518,000 | 2,157,600,000 | 2,128,061,000 | 2,203,139,000 |
| Total loans | 1,719,899,000 | 1,733,967,000 | 1,749,573,000 | 1,768,093,000 |
| Allowance for loan losses | 28,089,000 | 25,758,000 | 23,743,000 | 24,512,000 |
| Securities available for sale | 158,287,000 | 161,079,000 | 154,663,000 | 167,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,880,053,000 | 1,866,309,000 | 1,849,578,000 | 1,887,467,000 |
| Interest-bearing deposits | 1,649,331,000 | 1,639,886,000 | 1,617,210,000 | 1,642,472,000 |
| Noninterest-bearing deposits | 230,722,000 | 226,423,000 | 232,368,000 | 244,995,000 |
| Equity capital | 186,519,000 | 191,785,000 | 197,643,000 | 201,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 23,559,000 | 47,626,000 | 71,697,000 | 95,245,000 |
| Interest expense | 2,754,000 | 5,315,000 | 7,690,000 | 9,913,000 |
| Net interest income | 20,805,000 | 42,311,000 | 64,007,000 | 85,332,000 |
| Noninterest income | 5,981,000 | 11,192,000 | 18,159,000 | 26,982,000 |
| Noninterest expense | 16,173,000 | 32,769,000 | 49,904,000 | 66,750,000 |
| Provision for loan losses | 2,000,000 | 3,500,000 | 3,750,000 | 7,000,000 |
| Pretax income | 8,613,000 | 16,969,000 | 28,246,000 | 38,270,000 |
| Income tax | 2,940,000 | 5,836,000 | 9,933,000 | 13,539,000 |
| Net income | 5,673,000 | 11,133,000 | 18,313,000 | 24,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 185,245,000 | 190,827,000 | 199,522,000 | 207,149,000 |
| Total capital | 208,487,000 | 214,438,000 | 223,171,000 | 231,111,000 |
| Risk-weighted assets | 1,854,518,000 | 1,886,755,000 | 1,891,802,000 | 1,916,413,000 |