Call reports 2011
CENTIER BANK — 2011
What CENTIER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,056,927,000 | 2,086,420,000 | 2,100,502,000 | 2,123,880,000 |
| Total loans | 1,608,226,000 | 1,580,787,000 | 1,640,135,000 | 1,688,503,000 |
| Allowance for loan losses | 33,638,000 | 30,604,000 | 31,122,000 | 28,577,000 |
| Securities available for sale | 152,038,000 | 180,203,000 | 180,044,000 | 168,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,809,651,000 | 1,830,582,000 | 1,840,351,000 | 1,840,898,000 |
| Interest-bearing deposits | 1,611,013,000 | 1,629,055,000 | 1,627,588,000 | 1,610,478,000 |
| Noninterest-bearing deposits | 198,638,000 | 201,527,000 | 212,763,000 | 230,420,000 |
| Equity capital | 165,832,000 | 173,945,000 | 179,319,000 | 181,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 23,069,000 | 46,286,000 | 70,152,000 | 93,865,000 |
| Interest expense | 3,735,000 | 7,446,000 | 10,907,000 | 13,920,000 |
| Net interest income | 19,334,000 | 38,840,000 | 59,245,000 | 79,945,000 |
| Noninterest income | 6,900,000 | 13,888,000 | 18,971,000 | 24,703,000 |
| Noninterest expense | 15,255,000 | 31,044,000 | 45,749,000 | 60,885,000 |
| Provision for loan losses | 6,000,000 | 13,000,000 | 16,000,000 | 18,250,000 |
| Pretax income | 3,764,000 | 7,472,000 | 15,048,000 | 24,482,000 |
| Income tax | 1,009,000 | 2,000,000 | 4,529,000 | 7,778,000 |
| Net income | 2,755,000 | 5,472,000 | 10,519,000 | 16,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,646,000 | 177,409,000 | 183,662,000 | 190,080,000 |
| Total capital | 195,535,000 | 199,009,000 | 206,260,000 | 213,674,000 |
| Risk-weighted assets | 1,739,389,000 | 1,718,956,000 | 1,799,276,000 | 1,882,517,000 |