Call reports 2010
CENTIER BANK — 2010
What CENTIER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,012,874,000 | 2,036,040,000 | 2,027,247,000 | 2,001,416,000 |
| Total loans | 1,640,802,000 | 1,641,962,000 | 1,656,978,000 | 1,622,586,000 |
| Allowance for loan losses | 23,021,000 | 24,843,000 | 27,259,000 | 32,008,000 |
| Securities available for sale | 152,029,000 | 152,346,000 | 148,488,000 | 158,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,728,069,000 | 1,754,773,000 | 1,745,344,000 | 1,730,186,000 |
| Interest-bearing deposits | 1,558,457,000 | 1,577,416,000 | 1,563,825,000 | 1,543,693,000 |
| Noninterest-bearing deposits | 169,612,000 | 177,357,000 | 181,519,000 | 186,493,000 |
| Equity capital | 158,164,000 | 162,325,000 | 168,722,000 | 162,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 24,040,000 | 48,539,000 | 73,115,000 | 97,980,000 |
| Interest expense | 5,801,000 | 11,372,000 | 16,409,000 | 20,602,000 |
| Net interest income | 18,239,000 | 37,167,000 | 56,706,000 | 77,378,000 |
| Noninterest income | 7,120,000 | 14,202,000 | 21,753,000 | 28,700,000 |
| Noninterest expense | 14,518,000 | 29,341,000 | 44,404,000 | 59,319,000 |
| Provision for loan losses | 750,000 | 3,500,000 | 8,000,000 | 21,000,000 |
| Pretax income | 1,868,000 | 7,726,000 | 14,559,000 | 14,059,000 |
| Income tax | 311,000 | 2,220,000 | 4,638,000 | 3,868,000 |
| Net income | 1,557,000 | 5,506,000 | 9,921,000 | 10,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,065,000 | 166,515,000 | 171,698,000 | 173,842,000 |
| Total capital | 182,640,000 | 188,852,000 | 194,175,000 | 196,087,000 |
| Risk-weighted assets | 1,805,551,000 | 1,784,477,000 | 1,793,412,000 | 1,769,865,000 |