Call reports 2009
CENTIER BANK — 2009
What CENTIER BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,957,283,000 | 2,008,191,000 | 2,024,363,000 | 2,011,062,000 |
| Total loans | 1,528,645,000 | 1,602,041,000 | 1,638,271,000 | 1,623,554,000 |
| Allowance for loan losses | 19,565,000 | 22,423,000 | 23,938,000 | 24,512,000 |
| Securities available for sale | 75,023,000 | 59,140,000 | 53,428,000 | 178,722,000 |
| Securities held to maturity | 190,343,000 | 181,467,000 | 171,048,000 | 9,519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,710,456,000 | 1,734,838,000 | 1,719,040,000 | 1,717,754,000 |
| Interest-bearing deposits | 1,552,152,000 | 1,570,061,000 | 1,557,337,000 | 1,545,368,000 |
| Noninterest-bearing deposits | 158,304,000 | 164,777,000 | 161,703,000 | 172,386,000 |
| Equity capital | 123,801,000 | 134,376,000 | 138,725,000 | 146,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 24,404,000 | 48,637,000 | 73,403,000 | 97,824,000 |
| Interest expense | 8,307,000 | 16,371,000 | 23,793,000 | 30,285,000 |
| Net interest income | 16,097,000 | 32,266,000 | 49,610,000 | 67,539,000 |
| Noninterest income | 7,292,000 | 15,829,000 | 24,487,000 | 32,490,000 |
| Noninterest expense | 15,378,000 | 31,301,000 | 45,907,000 | 60,979,000 |
| Provision for loan losses | 1,500,000 | 4,600,000 | 6,600,000 | 9,600,000 |
| Pretax income | 6,500,000 | -21,206,000 | -22,231,000 | -48,881,000 |
| Income tax | 1,897,000 | -9,961,000 | -10,931,000 | -22,276,000 |
| Net income | 4,603,000 | -11,245,000 | -11,300,000 | -26,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,895,000 | 154,017,000 | 155,231,000 | 167,077,000 |
| Total capital | 185,460,000 | 176,440,000 | 179,169,000 | 190,375,000 |
| Risk-weighted assets | 2,124,119,000 | 2,001,431,000 | 1,982,335,000 | 1,862,603,000 |