Call reports 2007
CENTIER BANK — 2007
What CENTIER BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,693,352,000 | 1,696,444,000 | 1,713,701,000 | 1,770,082,000 |
| Total loans | 1,110,802,000 | 1,145,294,000 | 1,175,190,000 | 1,244,072,000 |
| Allowance for loan losses | 12,015,000 | 12,010,000 | 12,176,000 | 12,440,000 |
| Securities available for sale | 178,481,000 | 181,638,000 | 195,506,000 | 165,580,000 |
| Securities held to maturity | 222,859,000 | 227,504,000 | 223,911,000 | 221,611,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,478,239,000 | 1,492,115,000 | 1,482,288,000 | 1,537,224,000 |
| Interest-bearing deposits | 1,389,007,000 | 1,397,643,000 | 1,387,839,000 | 1,412,714,000 |
| Noninterest-bearing deposits | 89,232,000 | 94,472,000 | 94,449,000 | 124,510,000 |
| Equity capital | 141,007,000 | 144,169,000 | 145,428,000 | 131,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 24,355,000 | 49,382,000 | 75,047,000 | 100,958,000 |
| Interest expense | 11,078,000 | 22,465,000 | 33,956,000 | 45,435,000 |
| Net interest income | 13,277,000 | 26,917,000 | 41,091,000 | 55,523,000 |
| Noninterest income | 6,326,000 | 14,258,000 | 21,340,000 | 28,738,000 |
| Noninterest expense | 12,763,000 | 26,084,000 | 39,700,000 | 53,313,000 |
| Provision for loan losses | 450,000 | 1,390,000 | 1,790,000 | 2,300,000 |
| Pretax income | 6,387,000 | 13,698,000 | 20,937,000 | 28,644,000 |
| Income tax | 4,282,000 | 4,282,000 | 4,282,000 | 4,282,000 |
| Net income | 2,105,000 | 9,416,000 | 16,655,000 | 24,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,856,000 | 144,541,000 | 148,436,000 | 152,693,000 |
| Total capital | 152,871,000 | 156,551,000 | 160,612,000 | 165,133,000 |
| Risk-weighted assets | 1,152,271,000 | 1,235,674,000 | 1,269,041,000 | 1,322,712,000 |