Call reports 2006
CENTIER BANK — 2006
What CENTIER BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,565,401,000 | 1,594,049,000 | 1,645,330,000 | 1,660,337,000 |
| Total loans | 1,028,360,000 | 1,051,059,000 | 1,074,678,000 | 1,077,919,000 |
| Allowance for loan losses | 10,547,000 | 10,993,000 | 11,340,000 | 11,596,000 |
| Securities available for sale | 170,235,000 | 168,716,000 | 164,498,000 | 167,858,000 |
| Securities held to maturity | 199,735,000 | 206,025,000 | 208,484,000 | 206,852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,327,509,000 | 1,359,193,000 | 1,408,447,000 | 1,440,715,000 |
| Interest-bearing deposits | 1,153,522,000 | 1,239,594,000 | 1,298,688,000 | 1,355,492,000 |
| Noninterest-bearing deposits | 173,987,000 | 119,599,000 | 109,759,000 | 85,223,000 |
| Equity capital | 148,974,000 | 151,772,000 | 156,805,000 | 142,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 21,493,000 | 43,987,000 | 68,011,000 | 92,720,000 |
| Interest expense | 8,077,000 | 16,962,000 | 26,961,000 | 37,916,000 |
| Net interest income | 13,416,000 | 27,025,000 | 41,050,000 | 54,804,000 |
| Noninterest income | 5,454,000 | 11,562,000 | 17,656,000 | 24,137,000 |
| Noninterest expense | 11,850,000 | 24,112,000 | 36,586,000 | 48,651,000 |
| Provision for loan losses | 550,000 | 1,000,000 | 1,350,000 | 1,600,000 |
| Pretax income | 6,468,000 | 13,473,000 | 20,671,000 | 28,621,000 |
| Income tax | 1,633,000 | 3,359,000 | 5,285,000 | 7,418,000 |
| Net income | 4,835,000 | 10,114,000 | 15,386,000 | 21,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,871,000 | 152,794,000 | 156,834,000 | 142,165,000 |
| Total capital | 159,418,000 | 163,787,000 | 168,174,000 | 153,761,000 |
| Risk-weighted assets | 1,132,213,000 | 1,151,294,000 | 1,129,662,000 | 1,116,064,000 |