Call reports 2002
CENTIER BANK — 2002
What CENTIER BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,143,485,000 | 1,197,150,000 | 1,232,216,000 | 1,229,058,000 |
| Total loans | 729,477,000 | 736,752,000 | 742,686,000 | 763,097,000 |
| Allowance for loan losses | 7,443,000 | 7,899,000 | 8,141,000 | 8,293,000 |
| Securities available for sale | 160,592,000 | 190,527,000 | 220,499,000 | 231,692,000 |
| Securities held to maturity | 119,945,000 | 119,869,000 | 115,055,000 | 111,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 943,559,000 | 977,460,000 | 1,004,879,000 | 994,739,000 |
| Interest-bearing deposits | 821,876,000 | 860,517,000 | 873,567,000 | 864,752,000 |
| Noninterest-bearing deposits | 121,683,000 | 116,943,000 | 131,312,000 | 129,987,000 |
| Equity capital | 86,239,000 | 91,225,000 | 98,364,000 | 100,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 17,417,000 | 35,088,000 | 52,879,000 | 70,500,000 |
| Interest expense | 6,425,000 | 12,851,000 | 19,288,000 | 25,393,000 |
| Net interest income | 10,992,000 | 22,237,000 | 33,591,000 | 45,107,000 |
| Noninterest income | 3,284,000 | 6,966,000 | 10,929,000 | 15,264,000 |
| Noninterest expense | 8,208,000 | 16,439,000 | 24,715,000 | 33,476,000 |
| Provision for loan losses | 600,000 | 1,100,000 | 1,450,000 | 1,750,000 |
| Pretax income | 5,490,000 | 11,687,000 | 18,324,000 | 25,047,000 |
| Income tax | 1,942,000 | 3,890,000 | 5,927,000 | 7,546,000 |
| Net income | 3,548,000 | 7,797,000 | 12,397,000 | 17,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,470,000 | 89,148,000 | 93,177,000 | 97,722,000 |
| Total capital | 92,913,000 | 97,047,000 | 101,318,000 | 106,015,000 |
| Risk-weighted assets | 761,260,000 | 805,539,000 | 837,778,000 | 868,181,000 |