Call reports 2001
CENTIER BANK — 2001
What CENTIER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,029,519,000 | 1,053,784,000 | 1,086,940,000 | 1,111,918,000 |
| Total loans | 677,816,000 | 674,055,000 | 682,898,000 | 714,790,000 |
| Allowance for loan losses | 6,506,000 | 6,578,000 | 6,750,000 | 6,901,000 |
| Securities available for sale | 151,317,000 | 163,222,000 | 192,723,000 | 171,767,000 |
| Securities held to maturity | 103,959,000 | 86,731,000 | 94,023,000 | 119,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 874,135,000 | 896,835,000 | 899,093,000 | 921,104,000 |
| Interest-bearing deposits | 764,947,000 | 786,172,000 | 785,418,000 | 803,799,000 |
| Noninterest-bearing deposits | 109,188,000 | 110,663,000 | 113,675,000 | 117,305,000 |
| Equity capital | 75,495,000 | 78,263,000 | 82,555,000 | 83,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 17,948,000 | 36,006,000 | 53,842,000 | 71,647,000 |
| Interest expense | 8,972,000 | 17,444,000 | 25,554,000 | 32,976,000 |
| Net interest income | 8,976,000 | 18,562,000 | 28,288,000 | 38,671,000 |
| Noninterest income | 2,873,000 | 5,889,000 | 9,037,000 | 11,982,000 |
| Noninterest expense | 7,627,000 | 15,273,000 | 22,823,000 | 30,599,000 |
| Provision for loan losses | 300,000 | 675,000 | 1,025,000 | 1,475,000 |
| Pretax income | 3,871,000 | 8,557,000 | 13,286,000 | 18,388,000 |
| Income tax | 1,103,000 | 2,560,000 | 4,018,000 | 5,640,000 |
| Net income | 2,768,000 | 5,997,000 | 9,268,000 | 12,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,969,000 | 76,735,000 | 79,542,000 | 82,557,000 |
| Total capital | 80,475,000 | 83,313,000 | 86,292,000 | 89,458,000 |
| Risk-weighted assets | 695,536,000 | 696,600,000 | 723,012,000 | 752,801,000 |