Call reports 2015
PLATINUM BANK — 2015
What PLATINUM BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 545,627,000 | 545,511,000 | 553,950,000 | 561,997,000 |
| Total loans | 418,834,000 | 427,325,000 | 427,191,000 | 433,643,000 |
| Allowance for loan losses | 4,890,000 | 4,864,000 | 4,877,000 | 4,801,000 |
| Securities available for sale | 33,914,000 | 31,200,000 | 34,474,000 | 36,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,384,000 | 452,992,000 | 458,169,000 | 466,589,000 |
| Interest-bearing deposits | 330,440,000 | 333,227,000 | 331,543,000 | 317,265,000 |
| Noninterest-bearing deposits | 122,944,000 | 119,765,000 | 126,626,000 | 149,324,000 |
| Equity capital | 54,574,000 | 54,148,000 | 55,864,000 | 57,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,482,000 | 11,245,000 | 17,002,000 | 22,743,000 |
| Interest expense | 799,000 | 1,636,000 | 2,481,000 | 3,304,000 |
| Net interest income | 4,683,000 | 9,609,000 | 14,521,000 | 19,439,000 |
| Noninterest income | 2,000 | 31,000 | 163,000 | 264,000 |
| Noninterest expense | 3,359,000 | 6,730,000 | 10,180,000 | 13,724,000 |
| Provision for loan losses | 37,000 | 37,000 | 37,000 | 37,000 |
| Pretax income | 1,289,000 | 2,873,000 | 4,466,000 | 5,941,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,289,000 | 2,873,000 | 4,466,000 | 5,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,049,000 | 54,052,000 | 55,650,000 | 57,125,000 |
| Total capital | 58,939,000 | 58,916,000 | 60,527,000 | 61,926,000 |
| Risk-weighted assets | 417,947,000 | 429,909,000 | 435,785,000 | 440,098,000 |