Call reports 2013
PLATINUM BANK — 2013
What PLATINUM BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 429,518,000 | 440,151,000 | 450,042,000 | 458,457,000 |
| Total loans | 333,100,000 | 322,224,000 | 314,267,000 | 338,078,000 |
| Allowance for loan losses | 5,034,000 | 4,908,000 | 4,932,000 | 4,677,000 |
| Securities available for sale | 32,930,000 | 39,543,000 | 49,010,000 | 46,118,000 |
| Securities held to maturity | 240,000 | 240,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,310,000 | 354,886,000 | 363,942,000 | 373,207,000 |
| Interest-bearing deposits | 267,349,000 | 268,814,000 | 273,084,000 | 287,158,000 |
| Noninterest-bearing deposits | 76,961,000 | 86,072,000 | 90,858,000 | 86,049,000 |
| Equity capital | 49,024,000 | 48,537,000 | 49,092,000 | 49,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,745,000 | 9,390,000 | 14,138,000 | 18,882,000 |
| Interest expense | 925,000 | 1,856,000 | 2,742,000 | 3,591,000 |
| Net interest income | 3,820,000 | 7,534,000 | 11,396,000 | 15,291,000 |
| Noninterest income | -110,000 | -217,000 | -416,000 | -562,000 |
| Noninterest expense | 2,675,000 | 5,339,000 | 8,075,000 | 11,081,000 |
| Provision for loan losses | 57,000 | 214,000 | 214,000 | 214,000 |
| Pretax income | 978,000 | 1,807,000 | 2,734,000 | 3,477,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 978,000 | 1,807,000 | 2,734,000 | 3,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,033,000 | 48,463,000 | 49,390,000 | 50,165,000 |
| Total capital | 52,127,000 | 52,434,000 | 53,332,000 | 54,356,000 |
| Risk-weighted assets | 326,600,000 | 317,541,000 | 314,407,000 | 334,806,000 |