Call reports 2012
PLATINUM BANK — 2012
What PLATINUM BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 393,966,000 | 401,158,000 | 390,502,000 | 416,938,000 |
| Total loans | 279,339,000 | 297,429,000 | 303,029,000 | 338,402,000 |
| Allowance for loan losses | 5,066,000 | 4,799,000 | 4,805,000 | 5,047,000 |
| Securities available for sale | 49,654,000 | 48,977,000 | 40,695,000 | 36,424,000 |
| Securities held to maturity | 240,000 | 240,000 | 240,000 | 240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,590,000 | 316,618,000 | 305,937,000 | 333,509,000 |
| Interest-bearing deposits | 253,685,000 | 255,940,000 | 243,926,000 | 253,664,000 |
| Noninterest-bearing deposits | 55,905,000 | 60,678,000 | 62,011,000 | 79,845,000 |
| Equity capital | 34,189,000 | 34,058,000 | 47,569,000 | 48,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,547,000 | 9,145,000 | 13,847,000 | 18,572,000 |
| Interest expense | 1,418,000 | 2,620,000 | 3,889,000 | 4,863,000 |
| Net interest income | 3,129,000 | 6,525,000 | 9,958,000 | 13,709,000 |
| Noninterest income | 3,000 | -314,000 | -319,000 | -205,000 |
| Noninterest expense | 2,558,000 | 4,958,000 | 7,336,000 | 10,020,000 |
| Provision for loan losses | 0 | 0 | 0 | 562,000 |
| Pretax income | 574,000 | 1,253,000 | 2,466,000 | 3,085,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 574,000 | 1,253,000 | 2,466,000 | 3,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,188,000 | 32,780,000 | 46,422,000 | 47,052,000 |
| Total capital | 50,577,000 | 50,342,000 | 50,223,000 | 51,240,000 |
| Risk-weighted assets | 286,810,000 | 299,895,000 | 303,050,000 | 334,182,000 |