Call reports 2011
PLATINUM BANK — 2011
What PLATINUM BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 376,270,000 | 376,400,000 | 388,362,000 | 400,030,000 |
| Total loans | 269,841,000 | 272,567,000 | 273,861,000 | 292,179,000 |
| Allowance for loan losses | 5,427,000 | 5,378,000 | 5,559,000 | 5,241,000 |
| Securities available for sale | 50,996,000 | 49,502,000 | 48,247,000 | 46,556,000 |
| Securities held to maturity | 240,000 | 239,000 | 240,000 | 240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,272,000 | 307,471,000 | 304,833,000 | 316,433,000 |
| Interest-bearing deposits | 263,492,000 | 256,729,000 | 253,362,000 | 254,273,000 |
| Noninterest-bearing deposits | 48,780,000 | 50,742,000 | 51,471,000 | 62,160,000 |
| Equity capital | 31,921,000 | 32,597,000 | 33,119,000 | 33,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,520,000 | 9,164,000 | 13,812,000 | 18,473,000 |
| Interest expense | 1,341,000 | 2,643,000 | 3,969,000 | 5,461,000 |
| Net interest income | 3,179,000 | 6,521,000 | 9,843,000 | 13,012,000 |
| Noninterest income | 118,000 | 227,000 | 329,000 | -1,533,000 |
| Noninterest expense | 2,740,000 | 4,985,000 | 7,634,000 | 8,598,000 |
| Provision for loan losses | 66,000 | 956,000 | 999,000 | 999,000 |
| Pretax income | 491,000 | 807,000 | 1,539,000 | 1,882,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 491,000 | 807,000 | 1,539,000 | 1,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,442,000 | 31,507,000 | 32,246,000 | 32,605,000 |
| Total capital | 34,938,000 | 35,011,000 | 49,554,000 | 50,159,000 |
| Risk-weighted assets | 277,725,000 | 278,406,000 | 278,231,000 | 299,150,000 |