Call reports 2007
PLATINUM BANK — 2007
What PLATINUM BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 328,077,000 | 336,530,000 | 323,331,000 | 339,254,000 |
| Total loans | 240,701,000 | 239,178,000 | 249,072,000 | 256,951,000 |
| Allowance for loan losses | 2,976,000 | 3,013,000 | 3,000,000 | 2,943,000 |
| Securities available for sale | 50,416,000 | 53,596,000 | 48,781,000 | 53,873,000 |
| Securities held to maturity | 240,000 | 239,000 | 239,000 | 239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,808,000 | 289,016,000 | 273,299,000 | 293,043,000 |
| Interest-bearing deposits | 233,347,000 | 243,699,000 | 229,338,000 | 249,255,000 |
| Noninterest-bearing deposits | 48,461,000 | 45,317,000 | 43,961,000 | 43,788,000 |
| Equity capital | 24,677,000 | 23,351,000 | 25,234,000 | 26,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,650,000 | 11,461,000 | 17,137,000 | 22,767,000 |
| Interest expense | 2,587,000 | 5,394,000 | 8,102,000 | 10,820,000 |
| Net interest income | 3,063,000 | 6,067,000 | 9,035,000 | 11,947,000 |
| Noninterest income | 104,000 | 213,000 | 324,000 | 444,000 |
| Noninterest expense | 1,749,000 | 3,493,000 | 5,233,000 | 6,946,000 |
| Provision for loan losses | 28,000 | 105,000 | 105,000 | 568,000 |
| Pretax income | 1,390,000 | 2,682,000 | 4,021,000 | 4,877,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,390,000 | 2,682,000 | 4,021,000 | 4,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,279,000 | 24,514,000 | 25,852,000 | 26,710,000 |
| Total capital | 28,255,000 | 27,527,000 | 28,852,000 | 29,653,000 |
| Risk-weighted assets | 260,885,000 | 263,217,000 | 269,935,000 | 283,366,000 |