Call reports 2006
PLATINUM BANK — 2006
What PLATINUM BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 308,861,000 | 311,265,000 | 311,704,000 | 315,798,000 |
| Total loans | 207,594,000 | 221,088,000 | 232,116,000 | 242,260,000 |
| Allowance for loan losses | 2,558,000 | 2,741,000 | 2,913,000 | 2,988,000 |
| Securities available for sale | 73,408,000 | 70,053,000 | 60,317,000 | 54,401,000 |
| Securities held to maturity | 239,000 | 239,000 | 239,000 | 239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,118,000 | 272,677,000 | 269,450,000 | 267,808,000 |
| Interest-bearing deposits | 219,368,000 | 214,063,000 | 209,198,000 | 210,497,000 |
| Noninterest-bearing deposits | 54,750,000 | 58,614,000 | 60,252,000 | 57,311,000 |
| Equity capital | 19,500,000 | 19,001,000 | 21,508,000 | 23,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,482,000 | 9,481,000 | 14,924,000 | 20,487,000 |
| Interest expense | 1,596,000 | 3,469,000 | 5,565,000 | 7,926,000 |
| Net interest income | 2,886,000 | 6,012,000 | 9,359,000 | 12,561,000 |
| Noninterest income | 130,000 | 259,000 | 380,000 | 496,000 |
| Noninterest expense | 1,568,000 | 3,171,000 | 4,813,000 | 6,541,000 |
| Provision for loan losses | 169,000 | 352,000 | 525,000 | 600,000 |
| Pretax income | 1,271,000 | 2,740,000 | 4,361,000 | 5,823,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,271,000 | 2,740,000 | 4,361,000 | 5,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,717,000 | 20,805,000 | 22,426,000 | 23,888,000 |
| Total capital | 23,275,000 | 23,546,000 | 25,339,000 | 26,876,000 |
| Risk-weighted assets | 221,850,000 | 232,750,000 | 250,139,000 | 259,636,000 |