Call reports 2005
PLATINUM BANK — 2005
What PLATINUM BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 241,789,000 | 282,960,000 | 289,482,000 | 298,718,000 |
| Total loans | 162,698,000 | 169,475,000 | 182,685,000 | 193,364,000 |
| Allowance for loan losses | 1,953,000 | 2,045,000 | 2,172,000 | 2,389,000 |
| Securities available for sale | 50,860,000 | 73,123,000 | 76,588,000 | 79,578,000 |
| Securities held to maturity | 239,000 | 239,000 | 239,000 | 239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,520,000 | 249,295,000 | 257,659,000 | 279,988,000 |
| Interest-bearing deposits | 174,006,000 | 198,469,000 | 193,300,000 | 211,850,000 |
| Noninterest-bearing deposits | 41,514,000 | 50,826,000 | 64,359,000 | 68,138,000 |
| Equity capital | 16,329,000 | 16,680,000 | 17,652,000 | 18,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,023,000 | 6,462,000 | 10,268,000 | 14,470,000 |
| Interest expense | 1,031,000 | 2,188,000 | 3,486,000 | 4,923,000 |
| Net interest income | 1,992,000 | 4,274,000 | 6,782,000 | 9,547,000 |
| Noninterest income | 123,000 | 239,000 | 334,000 | 501,000 |
| Noninterest expense | 1,285,000 | 2,589,000 | 3,905,000 | 5,471,000 |
| Provision for loan losses | 55,000 | 147,000 | 274,000 | 490,000 |
| Pretax income | 775,000 | 1,776,000 | 2,936,000 | 4,028,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 775,000 | 1,776,000 | 2,936,000 | 4,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,113,000 | 17,137,000 | 18,297,000 | 19,389,000 |
| Total capital | 19,066,000 | 19,182,000 | 20,469,000 | 21,778,000 |
| Risk-weighted assets | 178,252,000 | 190,368,000 | 201,027,000 | 210,003,000 |