Call reports 2001
PLATINUM BANK — 2001
What PLATINUM BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 109,314,000 | 112,817,000 | 116,455,000 | 123,285,000 |
| Total loans | 70,058,000 | 73,827,000 | 81,029,000 | 86,686,000 |
| Allowance for loan losses | 719,000 | 764,000 | 853,000 | 899,000 |
| Securities available for sale | 14,401,000 | 17,594,000 | 15,610,000 | 18,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,839,000 | 100,445,000 | 103,957,000 | 114,072,000 |
| Interest-bearing deposits | 78,602,000 | 85,191,000 | 86,827,000 | 94,958,000 |
| Noninterest-bearing deposits | 20,237,000 | 15,254,000 | 17,130,000 | 19,114,000 |
| Equity capital | 7,724,000 | 8,061,000 | 8,476,000 | 8,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,827,000 | 3,700,000 | 5,644,000 | 7,595,000 |
| Interest expense | 994,000 | 2,066,000 | 3,087,000 | 4,034,000 |
| Net interest income | 833,000 | 1,634,000 | 2,557,000 | 3,561,000 |
| Noninterest income | 70,000 | 140,000 | 217,000 | 306,000 |
| Noninterest expense | 523,000 | 1,078,000 | 1,689,000 | 2,388,000 |
| Provision for loan losses | 28,000 | 71,000 | 161,000 | 219,000 |
| Pretax income | 352,000 | 625,000 | 924,000 | 1,260,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 352,000 | 625,000 | 924,000 | 1,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,570,000 | 7,845,000 | 8,142,000 | 8,478,000 |
| Total capital | 8,289,000 | 8,609,000 | 8,995,000 | 9,377,000 |
| Risk-weighted assets | 78,007,000 | 80,650,000 | 86,037,000 | 92,759,000 |