Call reports 2007
SECURITY BANK — 2007
What SECURITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 141,107,000 | 137,277,000 | 136,295,000 | 134,657,000 |
| Total loans | 84,687,000 | 85,863,000 | 84,267,000 | 82,373,000 |
| Allowance for loan losses | 1,052,000 | 1,109,000 | 1,116,000 | 1,199,000 |
| Securities available for sale | 32,977,000 | 32,886,000 | 34,505,000 | 32,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,615,000 | 110,434,000 | 109,459,000 | 107,826,000 |
| Interest-bearing deposits | 97,670,000 | 97,025,000 | 96,241,000 | 95,330,000 |
| Noninterest-bearing deposits | 16,945,000 | 13,409,000 | 13,218,000 | 12,496,000 |
| Equity capital | 16,368,000 | 16,622,000 | 16,751,000 | 16,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,198,000 | 4,451,000 | 6,685,000 | 8,845,000 |
| Interest expense | 948,000 | 1,908,000 | 2,873,000 | 3,792,000 |
| Net interest income | 1,250,000 | 2,543,000 | 3,812,000 | 5,053,000 |
| Noninterest income | 580,000 | 1,230,000 | 1,870,000 | 2,550,000 |
| Noninterest expense | 1,216,000 | 2,445,000 | 3,698,000 | 4,888,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 230,000 |
| Pretax income | 578,000 | 1,249,000 | 1,860,000 | 2,496,000 |
| Income tax | 166,000 | 367,000 | 542,000 | 717,000 |
| Net income | 412,000 | 882,000 | 1,318,000 | 1,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,444,000 | 16,914,000 | 16,849,000 | 16,311,000 |
| Total capital | 17,496,000 | 18,023,000 | 17,965,000 | 17,510,000 |
| Risk-weighted assets | 98,657,000 | 99,358,000 | 98,584,000 | 96,414,000 |