Call reports 2006
SECURITY BANK — 2006
What SECURITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 140,585,000 | 137,047,000 | 137,520,000 | 140,084,000 |
| Total loans | 83,145,000 | 84,830,000 | 87,406,000 | 86,993,000 |
| Allowance for loan losses | 988,000 | 990,000 | 1,012,000 | 1,021,000 |
| Securities available for sale | 29,792,000 | 32,997,000 | 27,755,000 | 29,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,881,000 | 112,709,000 | 111,088,000 | 113,749,000 |
| Interest-bearing deposits | 101,749,000 | 98,181,000 | 96,797,000 | 100,419,000 |
| Noninterest-bearing deposits | 14,132,000 | 14,528,000 | 14,291,000 | 13,330,000 |
| Equity capital | 15,755,000 | 15,462,000 | 16,124,000 | 15,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,999,000 | 4,187,000 | 6,429,000 | 8,658,000 |
| Interest expense | 760,000 | 1,607,000 | 2,497,000 | 3,441,000 |
| Net interest income | 1,239,000 | 2,580,000 | 3,932,000 | 5,217,000 |
| Noninterest income | 526,000 | 1,132,000 | 1,680,000 | 2,268,000 |
| Noninterest expense | 1,200,000 | 2,409,000 | 3,617,000 | 4,851,000 |
| Provision for loan losses | 20,000 | 35,000 | 80,000 | 220,000 |
| Pretax income | 549,000 | 1,273,000 | 1,920,000 | 2,419,000 |
| Income tax | 162,000 | 395,000 | 583,000 | 726,000 |
| Net income | 387,000 | 878,000 | 1,337,000 | 1,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,926,000 | 15,817,000 | 16,276,000 | 16,032,000 |
| Total capital | 16,914,000 | 16,807,000 | 17,288,000 | 17,053,000 |
| Risk-weighted assets | 94,749,000 | 97,293,000 | 100,602,000 | 100,130,000 |