Call reports 2005
SECURITY BANK — 2005
What SECURITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 134,940,000 | 135,371,000 | 133,284,000 | 131,690,000 |
| Total loans | 83,371,000 | 87,522,000 | 87,229,000 | 83,686,000 |
| Allowance for loan losses | 1,010,000 | 1,006,000 | 1,018,000 | 989,000 |
| Securities available for sale | 30,058,000 | 29,440,000 | 28,052,000 | 28,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,272,000 | 107,161,000 | 107,036,000 | 107,885,000 |
| Interest-bearing deposits | 99,686,000 | 95,927,000 | 95,122,000 | 93,941,000 |
| Noninterest-bearing deposits | 11,586,000 | 11,234,000 | 11,914,000 | 13,944,000 |
| Equity capital | 15,277,000 | 15,281,000 | 15,620,000 | 15,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,747,000 | 3,603,000 | 5,468,000 | 7,420,000 |
| Interest expense | 588,000 | 1,222,000 | 1,860,000 | 2,557,000 |
| Net interest income | 1,159,000 | 2,381,000 | 3,608,000 | 4,863,000 |
| Noninterest income | 548,000 | 1,093,000 | 1,654,000 | 2,331,000 |
| Noninterest expense | 1,138,000 | 2,229,000 | 3,390,000 | 4,749,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 528,000 | 1,174,000 | 1,771,000 | 2,314,000 |
| Income tax | 142,000 | 331,000 | 506,000 | 668,000 |
| Net income | 386,000 | 843,000 | 1,265,000 | 1,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,237,000 | 15,196,000 | 15,621,000 | 15,505,000 |
| Total capital | 16,247,000 | 16,202,000 | 16,639,000 | 16,494,000 |
| Risk-weighted assets | 94,448,000 | 97,055,000 | 97,204,000 | 93,875,000 |