Call reports 2004
SECURITY BANK — 2004
What SECURITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 139,288,000 | 135,658,000 | 137,146,000 | 134,341,000 |
| Total loans | 79,005,000 | 80,052,000 | 81,459,000 | 85,738,000 |
| Allowance for loan losses | 957,000 | 948,000 | 923,000 | 987,000 |
| Securities available for sale | 36,679,000 | 33,662,000 | 32,951,000 | 31,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,494,000 | 110,012,000 | 111,098,000 | 110,717,000 |
| Interest-bearing deposits | 103,407,000 | 97,505,000 | 96,381,000 | 97,826,000 |
| Noninterest-bearing deposits | 12,087,000 | 12,507,000 | 14,717,000 | 12,891,000 |
| Equity capital | 15,257,000 | 14,607,000 | 15,330,000 | 15,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,672,000 | 3,292,000 | 4,936,000 | 6,665,000 |
| Interest expense | 497,000 | 969,000 | 1,457,000 | 1,983,000 |
| Net interest income | 1,175,000 | 2,323,000 | 3,479,000 | 4,682,000 |
| Noninterest income | 602,000 | 1,207,000 | 1,807,000 | 2,531,000 |
| Noninterest expense | 1,176,000 | 2,378,000 | 3,572,000 | 4,896,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 100,000 |
| Pretax income | 601,000 | 1,152,000 | 1,699,000 | 2,217,000 |
| Income tax | 176,000 | 334,000 | 487,000 | 633,000 |
| Net income | 425,000 | 818,000 | 1,212,000 | 1,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,681,000 | 14,578,000 | 14,973,000 | 14,848,000 |
| Total capital | 15,638,000 | 15,526,000 | 15,896,000 | 15,835,000 |
| Risk-weighted assets | 88,550,000 | 90,159,000 | 91,418,000 | 94,389,000 |