Call reports 2003
SECURITY BANK — 2003
What SECURITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 149,082,000 | 144,436,000 | 143,553,000 | 140,703,000 |
| Total loans | 79,456,000 | 81,734,000 | 74,697,000 | 76,412,000 |
| Allowance for loan losses | 972,000 | 1,009,000 | 997,000 | 972,000 |
| Securities available for sale | 40,656,000 | 39,880,000 | 35,761,000 | 37,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,950,000 | 119,198,000 | 119,567,000 | 117,139,000 |
| Interest-bearing deposits | 108,864,000 | 103,990,000 | 102,555,000 | 103,060,000 |
| Noninterest-bearing deposits | 15,086,000 | 15,208,000 | 17,012,000 | 14,079,000 |
| Equity capital | 14,722,000 | 15,120,000 | 15,219,000 | 14,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,946,000 | 3,955,000 | 5,833,000 | 7,092,000 |
| Interest expense | 710,000 | 1,398,000 | 1,998,000 | 2,548,000 |
| Net interest income | 1,236,000 | 2,557,000 | 3,835,000 | 4,544,000 |
| Noninterest income | 433,000 | 912,000 | 1,403,000 | 2,411,000 |
| Noninterest expense | 1,170,000 | 2,344,000 | 3,528,000 | 4,638,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 180,000 |
| Pretax income | 460,000 | 1,026,000 | 1,564,000 | 2,173,000 |
| Income tax | 115,000 | 292,000 | 451,000 | 619,000 |
| Net income | 345,000 | 734,000 | 1,113,000 | 1,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,030,000 | 14,426,000 | 14,812,000 | 14,252,000 |
| Total capital | 15,002,000 | 15,435,000 | 15,809,000 | 15,224,000 |
| Risk-weighted assets | 88,560,000 | 89,344,000 | 86,040,000 | 86,473,000 |