Call reports 2025
TEXAS HERITAGE BANK — 2025
What TEXAS HERITAGE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 220,847,000 | 220,890,000 | 227,127,000 |
| Total loans | 160,628,000 | 158,829,000 | 166,030,000 |
| Allowance for loan losses | 1,746,000 | 1,746,000 | 1,848,000 |
| Securities available for sale | 42,000 | 40,000 | 39,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 191,032,000 | 190,996,000 | 196,251,000 |
| Interest-bearing deposits | 122,228,000 | 122,510,000 | 121,110,000 |
| Noninterest-bearing deposits | 68,804,000 | 68,486,000 | 75,141,000 |
| Equity capital | 26,503,000 | 27,234,000 | 28,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 2,804,000 | 6,027,000 | 9,562,000 |
| Interest expense | 550,000 | 1,207,000 | 1,865,000 |
| Net interest income | 2,254,000 | 4,820,000 | 7,697,000 |
| Noninterest income | 186,000 | 407,000 | 632,000 |
| Noninterest expense | 1,673,000 | 3,714,000 | 5,856,000 |
| Provision for loan losses | 1,754,000 | 1,769,000 | 1,874,000 |
| Pretax income | -1,099,000 | -368,000 | 447,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -1,099,000 | -368,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 19,650,000 | 20,556,000 | 21,546,000 |
| Total capital | 21,505,000 | 22,397,000 | 23,475,000 |
| Risk-weighted assets | 148,415,000 | 147,307,000 | 154,267,000 |