Call reports 2024
TEXAS HERITAGE BANK — 2024
What TEXAS HERITAGE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 232,632,000 | 225,322,000 | 221,670,000 | 211,654,000 |
| Total loans | 146,483,000 | 156,270,000 | 162,496,000 | 160,281,000 |
| Allowance for loan losses | 1,601,000 | 1,613,000 | 1,689,000 | 1,692,000 |
| Securities available for sale | 30,950,000 | 30,219,000 | 12,987,000 | 44,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,771,000 | 182,132,000 | 184,782,000 | 186,891,000 |
| Interest-bearing deposits | 123,700,000 | 117,960,000 | 120,689,000 | 120,008,000 |
| Noninterest-bearing deposits | 65,071,000 | 64,172,000 | 64,093,000 | 66,883,000 |
| Equity capital | 20,515,000 | 20,253,000 | 21,103,000 | 21,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,947,000 | 5,914,000 | 9,079,000 | 12,121,000 |
| Interest expense | 908,000 | 1,826,000 | 2,745,000 | 3,498,000 |
| Net interest income | 2,039,000 | 4,088,000 | 6,334,000 | 8,623,000 |
| Noninterest income | 211,000 | 423,000 | 637,000 | 848,000 |
| Noninterest expense | 1,735,000 | 3,459,000 | 5,205,000 | 6,923,000 |
| Provision for loan losses | 2,000 | 18,000 | 98,000 | 98,000 |
| Pretax income | 498,000 | 1,012,000 | 1,088,000 | 212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 498,000 | 1,012,000 | 1,088,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,816,000 | 22,530,000 | 22,205,000 | 21,330,000 |
| Total capital | 24,554,000 | 24,287,000 | 24,038,000 | 23,166,000 |
| Risk-weighted assets | 146,399,000 | 153,126,000 | 156,100,000 | 149,043,000 |