Call reports 2023
TEXAS HERITAGE BANK — 2023
What TEXAS HERITAGE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 222,613,000 | 219,991,000 | 219,446,000 | 222,440,000 |
| Total loans | 134,441,000 | 139,040,000 | 142,845,000 | 146,943,000 |
| Allowance for loan losses | 1,624,000 | 1,623,000 | 1,622,000 | 1,620,000 |
| Securities available for sale | 37,636,000 | 36,592,000 | 33,518,000 | 33,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,820,000 | 196,582,000 | 186,450,000 | 187,763,000 |
| Interest-bearing deposits | 124,511,000 | 127,262,000 | 119,744,000 | 120,999,000 |
| Noninterest-bearing deposits | 74,309,000 | 69,320,000 | 66,706,000 | 66,764,000 |
| Equity capital | 20,060,000 | 19,600,000 | 18,981,000 | 20,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,330,000 | 4,784,000 | 7,446,000 | 10,194,000 |
| Interest expense | 231,000 | 618,000 | 1,269,000 | 2,025,000 |
| Net interest income | 2,099,000 | 4,166,000 | 6,177,000 | 8,169,000 |
| Noninterest income | 238,000 | 492,000 | 731,000 | 950,000 |
| Noninterest expense | 1,747,000 | 3,445,000 | 5,104,000 | 6,832,000 |
| Provision for loan losses | -120,000 | -120,000 | -108,000 | -105,000 |
| Pretax income | 588,000 | 1,210,000 | 1,790,000 | 2,270,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 588,000 | 1,210,000 | 1,790,000 | 2,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,309,000 | 22,083,000 | 22,239,000 | 22,719,000 |
| Total capital | 23,921,000 | 23,750,000 | 23,965,000 | 24,461,000 |
| Risk-weighted assets | 128,837,000 | 133,397,000 | 138,077,000 | 141,209,000 |