Call reports 2022
TEXAS HERITAGE BANK — 2022
What TEXAS HERITAGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 210,462,000 | 222,595,000 | 223,074,000 | 213,826,000 |
| Total loans | 141,505,000 | 136,871,000 | 130,237,000 | 130,203,000 |
| Allowance for loan losses | 1,746,000 | 1,746,000 | 1,748,000 | 1,744,000 |
| Securities available for sale | 23,250,000 | 24,524,000 | 32,481,000 | 34,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,860,000 | 199,156,000 | 199,434,000 | 190,017,000 |
| Interest-bearing deposits | 112,656,000 | 110,572,000 | 115,307,000 | 110,936,000 |
| Noninterest-bearing deposits | 72,204,000 | 88,584,000 | 84,127,000 | 79,081,000 |
| Equity capital | 20,135,000 | 18,525,000 | 18,625,000 | 19,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,849,000 | 3,746,000 | 5,894,000 | 8,240,000 |
| Interest expense | 54,000 | 97,000 | 170,000 | 329,000 |
| Net interest income | 1,795,000 | 3,649,000 | 5,724,000 | 7,911,000 |
| Noninterest income | 226,000 | 496,000 | 851,000 | 1,082,000 |
| Noninterest expense | 1,368,000 | 2,909,000 | 4,477,000 | 6,196,000 |
| Provision for loan losses | 1,000 | 0 | 1,000 | 2,000 |
| Pretax income | 652,000 | 1,236,000 | 2,097,000 | 2,795,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 652,000 | 1,236,000 | 2,097,000 | 2,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,233,000 | 20,996,000 | 21,447,000 | 22,145,000 |
| Total capital | 22,960,000 | 22,742,000 | 23,068,000 | 23,737,000 |
| Risk-weighted assets | 138,141,000 | 140,736,000 | 129,629,000 | 127,216,000 |