Call reports 2021
TEXAS HERITAGE BANK — 2021
What TEXAS HERITAGE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 198,941,000 | 198,962,000 | 216,635,000 | 207,903,000 |
| Total loans | 140,368,000 | 134,340,000 | 133,809,000 | 144,006,000 |
| Allowance for loan losses | 1,748,000 | 1,744,000 | 1,745,000 | 1,746,000 |
| Securities available for sale | 6,562,000 | 6,431,000 | 7,342,000 | 16,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,708,000 | 176,382,000 | 194,018,000 | 180,140,000 |
| Interest-bearing deposits | 107,424,000 | 107,211,000 | 101,834,000 | 106,761,000 |
| Noninterest-bearing deposits | 69,284,000 | 69,171,000 | 92,184,000 | 73,379,000 |
| Equity capital | 15,125,000 | 15,436,000 | 15,656,000 | 20,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,128,000 | 4,050,000 | 5,789,000 | 7,657,000 |
| Interest expense | 104,000 | 190,000 | 262,000 | 328,000 |
| Net interest income | 2,024,000 | 3,860,000 | 5,527,000 | 7,329,000 |
| Noninterest income | 224,000 | 642,000 | 870,000 | 1,101,000 |
| Noninterest expense | 1,455,000 | 2,910,000 | 4,290,000 | 5,809,000 |
| Provision for loan losses | 0 | -152,000 | -150,000 | -142,000 |
| Pretax income | 793,000 | 1,744,000 | 2,257,000 | 2,763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 793,000 | 1,744,000 | 2,257,000 | 2,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,175,000 | 15,426,000 | 15,589,000 | 20,990,000 |
| Total capital | 16,617,000 | 16,950,000 | 17,149,000 | 22,711,000 |
| Risk-weighted assets | 115,079,000 | 121,744,000 | 124,693,000 | 137,674,000 |