Call reports 2020
TEXAS HERITAGE BANK — 2020
What TEXAS HERITAGE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 154,098,000 | 181,307,000 | 176,315,000 | 182,234,000 |
| Total loans | 124,576,000 | 148,409,000 | 142,063,000 | 136,471,000 |
| Allowance for loan losses | 1,268,000 | 1,694,000 | 1,753,000 | 1,752,000 |
| Securities available for sale | 2,147,000 | 131,000 | 123,000 | 6,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,314,000 | 159,065,000 | 154,666,000 | 160,173,000 |
| Interest-bearing deposits | 89,230,000 | 97,088,000 | 94,234,000 | 93,154,000 |
| Noninterest-bearing deposits | 43,084,000 | 61,977,000 | 60,432,000 | 67,019,000 |
| Equity capital | 14,652,000 | 14,270,000 | 14,371,000 | 14,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,876,000 | 4,204,000 | 6,152,000 | 7,778,000 |
| Interest expense | 228,000 | 406,000 | 552,000 | 677,000 |
| Net interest income | 1,648,000 | 3,798,000 | 5,600,000 | 7,101,000 |
| Noninterest income | 193,000 | 356,000 | 559,000 | 770,000 |
| Noninterest expense | 1,247,000 | 2,706,000 | 3,976,000 | 5,238,000 |
| Provision for loan losses | 4,000 | 434,000 | 617,000 | 614,000 |
| Pretax income | 590,000 | 1,014,000 | 1,566,000 | 2,019,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 590,000 | 1,014,000 | 1,566,000 | 2,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,552,000 | 14,177,000 | 14,277,000 | 14,732,000 |
| Total capital | 15,820,000 | 15,615,000 | 15,620,000 | 16,096,000 |
| Risk-weighted assets | 118,728,000 | 114,846,000 | 107,045,000 | 108,757,000 |