Call reports 2019
TEXAS HERITAGE BANK — 2019
What TEXAS HERITAGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 148,161,000 | 144,019,000 | 146,481,000 | 150,433,000 |
| Total loans | 122,497,000 | 118,003,000 | 117,731,000 | 122,799,000 |
| Allowance for loan losses | 1,259,000 | 1,257,000 | 1,255,000 | 1,256,000 |
| Securities available for sale | 2,628,000 | 2,678,000 | 2,647,000 | 2,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,200,000 | 128,102,000 | 130,223,000 | 128,713,000 |
| Interest-bearing deposits | 85,914,000 | 83,938,000 | 84,447,000 | 85,022,000 |
| Noninterest-bearing deposits | 46,286,000 | 44,164,000 | 45,776,000 | 43,691,000 |
| Equity capital | 13,663,000 | 13,587,000 | 13,821,000 | 14,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,701,000 | 5,556,000 | 7,469,000 |
| Interest expense | 247,000 | 517,000 | 762,000 | 1,016,000 |
| Net interest income | 1,585,000 | 3,184,000 | 4,794,000 | 6,453,000 |
| Noninterest income | 163,000 | 339,000 | 553,000 | 748,000 |
| Noninterest expense | 1,252,000 | 2,471,000 | 3,701,000 | 4,959,000 |
| Provision for loan losses | 6,000 | 5,000 | 8,000 | 34,000 |
| Pretax income | 490,000 | 1,047,000 | 1,638,000 | 2,208,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 490,000 | 1,047,000 | 1,638,000 | 2,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,645,000 | 13,501,000 | 13,742,000 | 14,313,000 |
| Total capital | 14,904,000 | 14,758,000 | 14,997,000 | 15,569,000 |
| Risk-weighted assets | 112,512,000 | 110,675,000 | 109,322,000 | 113,707,000 |