Call reports 2018
TEXAS HERITAGE BANK — 2018
What TEXAS HERITAGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 155,284,000 | 154,487,000 | 151,364,000 | 147,556,000 |
| Total loans | 125,901,000 | 124,591,000 | 115,357,000 | 114,262,000 |
| Allowance for loan losses | 1,254,000 | 1,256,000 | 1,254,000 | 1,254,000 |
| Securities available for sale | 3,945,000 | 3,929,000 | 2,884,000 | 2,891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,125,000 | 129,335,000 | 130,779,000 | 131,506,000 |
| Interest-bearing deposits | 78,628,000 | 82,529,000 | 81,663,000 | 84,133,000 |
| Noninterest-bearing deposits | 46,497,000 | 46,806,000 | 49,116,000 | 47,373,000 |
| Equity capital | 12,555,000 | 12,618,000 | 13,002,000 | 13,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,718,000 | 3,608,000 | 5,398,000 | 7,175,000 |
| Interest expense | 204,000 | 449,000 | 714,000 | 956,000 |
| Net interest income | 1,514,000 | 3,159,000 | 4,684,000 | 6,219,000 |
| Noninterest income | 182,000 | 365,000 | 821,000 | 990,000 |
| Noninterest expense | 1,203,000 | 2,466,000 | 3,630,000 | 4,864,000 |
| Provision for loan losses | 41,000 | 73,000 | 111,000 | 121,000 |
| Pretax income | 452,000 | 985,000 | 1,764,000 | 2,224,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 452,000 | 985,000 | 1,764,000 | 2,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,588,000 | 12,651,000 | 13,044,000 | 13,505,000 |
| Total capital | 13,842,000 | 13,907,000 | 14,298,000 | 14,759,000 |
| Risk-weighted assets | 118,239,000 | 116,716,000 | 107,786,000 | 105,131,000 |