Call reports 2017
TEXAS HERITAGE BANK — 2017
What TEXAS HERITAGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 141,155,000 | 142,214,000 | 144,242,000 | 150,023,000 |
| Total loans | 103,593,000 | 111,194,000 | 115,365,000 | 120,457,000 |
| Allowance for loan losses | 1,075,000 | 1,099,000 | 1,151,000 | 1,214,000 |
| Securities available for sale | 3,843,000 | 3,850,000 | 3,825,000 | 3,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,454,000 | 104,769,000 | 110,329,000 | 110,857,000 |
| Interest-bearing deposits | 68,421,000 | 61,626,000 | 65,071,000 | 63,531,000 |
| Noninterest-bearing deposits | 47,033,000 | 43,143,000 | 45,258,000 | 47,326,000 |
| Equity capital | 12,323,000 | 12,347,000 | 11,915,000 | 12,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,434,000 | 2,915,000 | 4,533,000 | 6,253,000 |
| Interest expense | 74,000 | 164,000 | 294,000 | 434,000 |
| Net interest income | 1,360,000 | 2,751,000 | 4,239,000 | 5,819,000 |
| Noninterest income | 169,000 | 339,000 | 15,000 | -222,000 |
| Noninterest expense | 1,157,000 | 2,365,000 | 3,553,000 | 4,698,000 |
| Provision for loan losses | 2,000 | 28,000 | 87,000 | 150,000 |
| Pretax income | 370,000 | 697,000 | 614,000 | 749,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 370,000 | 697,000 | 614,000 | 749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,316,000 | 12,305,000 | 11,885,000 | 12,420,000 |
| Total capital | 13,391,000 | 13,404,000 | 13,036,000 | 13,634,000 |
| Risk-weighted assets | 99,426,000 | 105,610,000 | 109,384,000 | 116,033,000 |