Call reports 2016
TEXAS HERITAGE BANK — 2016
What TEXAS HERITAGE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 130,517,000 | 135,902,000 | 139,177,000 | 136,808,000 |
| Total loans | 97,375,000 | 94,955,000 | 93,981,000 | 99,081,000 |
| Allowance for loan losses | 1,058,000 | 1,069,000 | 1,075,000 | 1,074,000 |
| Securities available for sale | 4,339,000 | 4,297,000 | 4,251,000 | 4,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,899,000 | 107,875,000 | 111,123,000 | 108,908,000 |
| Interest-bearing deposits | 65,891,000 | 64,863,000 | 65,883,000 | 62,427,000 |
| Noninterest-bearing deposits | 45,008,000 | 43,012,000 | 45,240,000 | 46,481,000 |
| Equity capital | 11,864,000 | 12,059,000 | 12,235,000 | 12,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,416,000 | 2,848,000 | 4,293,000 | 5,837,000 |
| Interest expense | 61,000 | 130,000 | 208,000 | 281,000 |
| Net interest income | 1,355,000 | 2,718,000 | 4,085,000 | 5,556,000 |
| Noninterest income | 173,000 | 348,000 | 560,000 | 723,000 |
| Noninterest expense | 1,031,000 | 2,063,000 | 3,106,000 | 4,269,000 |
| Provision for loan losses | 8,000 | 23,000 | 15,000 | 26,000 |
| Pretax income | 489,000 | 980,000 | 1,524,000 | 1,984,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 489,000 | 980,000 | 1,524,000 | 1,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,729,000 | 11,930,000 | 12,125,000 | 12,284,000 |
| Total capital | 12,787,000 | 12,999,000 | 13,200,000 | 13,358,000 |
| Risk-weighted assets | 89,779,000 | 88,344,000 | 88,688,000 | 92,535,000 |