Call reports 2015
TEXAS HERITAGE BANK — 2015
What TEXAS HERITAGE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 124,688,000 | 122,065,000 | 123,300,000 | 124,574,000 |
| Total loans | 90,461,000 | 89,556,000 | 89,504,000 | 90,990,000 |
| Allowance for loan losses | 1,064,000 | 1,059,000 | 1,057,000 | 1,057,000 |
| Securities available for sale | 5,513,000 | 5,464,000 | 4,474,000 | 4,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,486,000 | 106,164,000 | 107,366,000 | 108,827,000 |
| Interest-bearing deposits | 61,040,000 | 61,379,000 | 59,536,000 | 62,321,000 |
| Noninterest-bearing deposits | 42,446,000 | 44,785,000 | 47,830,000 | 46,506,000 |
| Equity capital | 11,380,000 | 11,513,000 | 11,577,000 | 11,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,295,000 | 2,640,000 | 3,926,000 | 5,257,000 |
| Interest expense | 59,000 | 124,000 | 188,000 | 249,000 |
| Net interest income | 1,236,000 | 2,516,000 | 3,738,000 | 5,008,000 |
| Noninterest income | 173,000 | 345,000 | 523,000 | 691,000 |
| Noninterest expense | 970,000 | 1,972,000 | 2,990,000 | 4,011,000 |
| Provision for loan losses | 2,000 | 2,000 | 6,000 | 28,000 |
| Pretax income | 437,000 | 887,000 | 1,265,000 | 1,660,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 437,000 | 887,000 | 1,265,000 | 1,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,178,000 | 11,337,000 | 11,425,000 | 11,530,000 |
| Total capital | 12,216,000 | 12,396,000 | 12,482,000 | 12,587,000 |
| Risk-weighted assets | 83,060,000 | 87,675,000 | 86,430,000 | 84,651,000 |