Call reports 2014
TEXAS HERITAGE BANK — 2014
What TEXAS HERITAGE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 121,780,000 | 118,074,000 | 123,044,000 | 121,771,000 |
| Total loans | 82,296,000 | 84,056,000 | 87,998,000 | 87,610,000 |
| Allowance for loan losses | 1,056,000 | 1,054,000 | 1,056,000 | 1,058,000 |
| Securities available for sale | 6,065,000 | 7,030,000 | 6,806,000 | 5,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,516,000 | 100,494,000 | 101,391,000 | 98,016,000 |
| Interest-bearing deposits | 61,441,000 | 59,632,000 | 59,731,000 | 58,074,000 |
| Noninterest-bearing deposits | 45,075,000 | 40,862,000 | 41,660,000 | 39,942,000 |
| Equity capital | 10,980,000 | 11,048,000 | 11,137,000 | 11,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,267,000 | 2,552,000 | 3,918,000 | 5,269,000 |
| Interest expense | 77,000 | 156,000 | 222,000 | 290,000 |
| Net interest income | 1,190,000 | 2,396,000 | 3,696,000 | 4,979,000 |
| Noninterest income | 165,000 | 332,000 | 535,000 | 706,000 |
| Noninterest expense | 957,000 | 1,917,000 | 2,926,000 | 3,892,000 |
| Provision for loan losses | 7,000 | 10,000 | 46,000 | 78,000 |
| Pretax income | 391,000 | 801,000 | 1,259,000 | 1,715,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 391,000 | 801,000 | 1,259,000 | 1,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,786,000 | 10,838,000 | 10,935,000 | 11,030,000 |
| Total capital | 11,745,000 | 11,808,000 | 11,932,000 | 12,040,000 |
| Risk-weighted assets | 76,596,000 | 77,524,000 | 79,678,000 | 80,731,000 |