Call reports 2013
TEXAS HERITAGE BANK — 2013
What TEXAS HERITAGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 106,145,000 | 107,030,000 | 108,981,000 | 112,081,000 |
| Total loans | 77,106,000 | 82,478,000 | 82,777,000 | 84,023,000 |
| Allowance for loan losses | 1,072,000 | 1,058,000 | 1,056,000 | 1,055,000 |
| Securities available for sale | 6,260,000 | 5,114,000 | 5,054,000 | 5,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,758,000 | 92,704,000 | 94,463,000 | 97,531,000 |
| Interest-bearing deposits | 56,284,000 | 57,568,000 | 55,597,000 | 57,311,000 |
| Noninterest-bearing deposits | 35,474,000 | 35,136,000 | 38,866,000 | 40,220,000 |
| Equity capital | 10,431,000 | 10,511,000 | 10,775,000 | 10,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,223,000 | 2,486,000 | 3,755,000 | 5,049,000 |
| Interest expense | 88,000 | 172,000 | 255,000 | 334,000 |
| Net interest income | 1,135,000 | 2,314,000 | 3,500,000 | 4,715,000 |
| Noninterest income | 186,000 | 353,000 | 651,000 | 818,000 |
| Noninterest expense | 950,000 | 1,903,000 | 2,892,000 | 3,864,000 |
| Provision for loan losses | 12,000 | 33,000 | 34,000 | 42,000 |
| Pretax income | 359,000 | 731,000 | 1,225,000 | 1,627,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 359,000 | 731,000 | 1,225,000 | 1,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,155,000 | 10,307,000 | 10,581,000 | 10,762,000 |
| Total capital | 11,155,000 | 11,325,000 | 11,559,000 | 11,758,000 |
| Risk-weighted assets | 75,177,000 | 76,592,000 | 76,556,000 | 78,157,000 |