Call reports 2012
TEXAS HERITAGE BANK — 2012
What TEXAS HERITAGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 101,757,000 | 104,033,000 | 104,107,000 | 104,862,000 |
| Total loans | 76,166,000 | 75,689,000 | 79,681,000 | 78,746,000 |
| Allowance for loan losses | 1,005,000 | 1,004,000 | 1,027,000 | 1,059,000 |
| Securities available for sale | 5,500,000 | 5,411,000 | 5,353,000 | 6,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,848,000 | 89,249,000 | 89,695,000 | 90,299,000 |
| Interest-bearing deposits | 56,442,000 | 58,394,000 | 57,940,000 | 55,628,000 |
| Noninterest-bearing deposits | 30,406,000 | 30,855,000 | 31,755,000 | 34,671,000 |
| Equity capital | 10,359,000 | 10,222,000 | 9,963,000 | 10,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,304,000 | 2,596,000 | 3,895,000 | 5,213,000 |
| Interest expense | 108,000 | 214,000 | 315,000 | 412,000 |
| Net interest income | 1,196,000 | 2,382,000 | 3,580,000 | 4,801,000 |
| Noninterest income | 151,000 | 320,000 | 501,000 | 678,000 |
| Noninterest expense | 925,000 | 1,851,000 | 2,793,000 | 3,764,000 |
| Provision for loan losses | 21,000 | 49,000 | 152,000 | 181,000 |
| Pretax income | 401,000 | 802,000 | 1,136,000 | 1,534,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 401,000 | 802,000 | 1,136,000 | 1,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,018,000 | 9,884,000 | 9,617,000 | 10,016,000 |
| Total capital | 11,014,000 | 10,833,000 | 10,665,000 | 11,042,000 |
| Risk-weighted assets | 71,648,000 | 70,354,000 | 78,336,000 | 76,510,000 |