Call reports 2011
TEXAS HERITAGE BANK — 2011
What TEXAS HERITAGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 92,147,000 | 94,161,000 | 100,232,000 | 99,031,000 |
| Total loans | 67,092,000 | 66,272,000 | 69,727,000 | 74,859,000 |
| Allowance for loan losses | 922,000 | 924,000 | 941,000 | 987,000 |
| Securities available for sale | 5,376,000 | 5,811,000 | 6,656,000 | 5,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,957,000 | 81,134,000 | 85,487,000 | 83,826,000 |
| Interest-bearing deposits | 50,839,000 | 50,873,000 | 51,537,000 | 55,172,000 |
| Noninterest-bearing deposits | 28,118,000 | 30,261,000 | 33,950,000 | 28,654,000 |
| Equity capital | 7,800,000 | 8,039,000 | 9,767,000 | 9,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,236,000 | 2,429,000 | 3,679,000 | 5,036,000 |
| Interest expense | 165,000 | 315,000 | 451,000 | 583,000 |
| Net interest income | 1,071,000 | 2,114,000 | 3,228,000 | 4,453,000 |
| Noninterest income | 218,000 | 500,000 | 614,000 | 791,000 |
| Noninterest expense | 936,000 | 1,866,000 | 2,749,000 | 3,666,000 |
| Provision for loan losses | 1,000 | 4,000 | 35,000 | 95,000 |
| Pretax income | 352,000 | 744,000 | 1,058,000 | 1,483,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 352,000 | 744,000 | 1,127,000 | 1,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,494,000 | 7,732,000 | 9,416,000 | 9,616,000 |
| Total capital | 8,426,000 | 8,644,000 | 10,370,000 | 10,582,000 |
| Risk-weighted assets | 63,687,000 | 62,038,000 | 67,451,000 | 69,080,000 |