Call reports 2010
TEXAS HERITAGE BANK — 2010
What TEXAS HERITAGE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 88,215,000 | 90,943,000 | 90,420,000 | 90,191,000 |
| Total loans | 61,015,000 | 66,635,000 | 69,680,000 | 68,286,000 |
| Allowance for loan losses | 811,000 | 862,000 | 904,000 | 922,000 |
| Securities available for sale | 8,727,000 | 6,935,000 | 4,873,000 | 4,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,360,000 | 77,102,000 | 75,856,000 | 77,050,000 |
| Interest-bearing deposits | 52,915,000 | 52,589,000 | 50,244,000 | 50,656,000 |
| Noninterest-bearing deposits | 22,445,000 | 24,513,000 | 25,612,000 | 26,394,000 |
| Equity capital | 7,244,000 | 7,365,000 | 7,612,000 | 7,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,189,000 | 2,382,000 | 3,623,000 | 4,878,000 |
| Interest expense | 197,000 | 383,000 | 562,000 | 730,000 |
| Net interest income | 992,000 | 1,999,000 | 3,061,000 | 4,148,000 |
| Noninterest income | 205,000 | 427,000 | 659,000 | 876,000 |
| Noninterest expense | 881,000 | 1,756,000 | 2,643,000 | 3,588,000 |
| Provision for loan losses | 42,000 | 96,000 | 148,000 | 166,000 |
| Pretax income | 274,000 | 574,000 | 929,000 | 1,271,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 274,000 | 574,000 | 929,000 | 1,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,894,000 | 7,034,000 | 7,250,000 | 7,540,000 |
| Total capital | 7,790,000 | 7,931,000 | 8,198,000 | 8,485,000 |
| Risk-weighted assets | 61,625,000 | 60,937,000 | 67,483,000 | 64,736,000 |