Call reports 2001
TEXAS HERITAGE BANK — 2001
What TEXAS HERITAGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 27,614,000 | 27,707,000 | 28,354,000 | 29,644,000 |
| Total loans | 9,445,000 | 10,052,000 | 12,419,000 | 14,987,000 |
| Allowance for loan losses | 151,000 | 146,000 | 157,000 | 191,000 |
| Securities available for sale | 13,831,000 | 13,505,000 | 12,491,000 | 11,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,765,000 | 24,879,000 | 25,527,000 | 26,838,000 |
| Interest-bearing deposits | 20,079,000 | 20,130,000 | 20,699,000 | 21,774,000 |
| Noninterest-bearing deposits | 4,686,000 | 4,749,000 | 4,828,000 | 5,064,000 |
| Equity capital | 2,618,000 | 2,630,000 | 2,663,000 | 2,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 482,000 | 953,000 | 1,435,000 | 1,938,000 |
| Interest expense | 249,000 | 490,000 | 712,000 | 911,000 |
| Net interest income | 233,000 | 463,000 | 723,000 | 1,027,000 |
| Noninterest income | 64,000 | 125,000 | 181,000 | 278,000 |
| Noninterest expense | 200,000 | 420,000 | 689,000 | 963,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 42,000 |
| Pretax income | 97,000 | 168,000 | 207,000 | 300,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 97,000 | 168,000 | 207,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,265,000 | 2,287,000 | 2,270,000 | 2,272,000 |
| Total capital | 2,410,000 | 2,433,000 | 2,427,000 | 2,463,000 |
| Risk-weighted assets | 11,630,000 | 11,989,000 | 13,727,000 | 15,823,000 |